CTL Loan Calculator

Calculate Maximum Net Proceeds for Credit Tenant Loans

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Loan Structure

Fully Amortizing

Balloon

Tenant & Lease Information

Tenant Name

Property Location

Lease Term (Years)

Initial Annual Rent ($)

Loan Summary

Credit Rating

Senior Interest Rate

6.85%

10-Year Treasury (H.15)

Last Updated: --

Credit Spread (bps)

Total Rate

6.85%

Rent Escalation

Escalation Type

Annual Escalation Rate (%)

Financial Parameters

Debt Service Coverage Ratio

Loan Results

Maximum Loan Amount

$80,627,779

Fully Amortizing

Net Proceeds to Borrower

$80,028,882

Loan Structure Comparison

Component	Amount	Details

Transaction Costs

Appraisal Fees $45,000

Lender's Legal Fees $250,000

Condemnation Gap Insurance $100,785

Casualty Gap Insurance $100,785

Placement Agent Fee $80,628

Trustee/Closing Costs $21,700

Total Transaction Costs: $598,897

5-Year Cash Flow Projection

Year	Annual Rent	Debt Service	Cash Flow

Interest Rate Sensitivity Analysis

Impact of treasury rate changes on loan proceeds (Current H.15 Rate: --)

Treasury Rate	Total Rate	Max Loan	Net Proceeds	Change vs Base